arXiv:2511.09828v2 Announce Type: replace Abstract: Split Federated Learning is a system-efficient federated learning paradigm that leverages the rich computing resources at a central server to train model partitions. Data heterogeneity across silos, however, presents a major challenge undermining the convergence speed and accuracy of the global model. This paper introduces Step-wise Momentum Fusion (SMoFi), an effective and lightweight framework that counteracts gradient divergence arising from data heterogeneity by synchronizing the momentum buffers across server-side optimizers. To control gradient divergence over the training process, we design a staleness-aware alignment mechanism that imposes constraints on gradient updates of the server-side submodel at each optimization step. Extensive validations on multiple real-world datasets show that SMoFi consistently improves global model accuracy (up to 7.1%) and convergence speed (up to 10.25$\times$). Furthermore, SMoFi has a greater impact with more clients involved and deeper learning models, making it particularly suitable for model training in resource-constrained contexts.